Half Year Results 2025

Half Year Results 2025

The Group’s profit after tax increased by 123% to ZWG 0.428 billion for the period ended 30 June 2025 from ZWG 0.192 billion achieved during the same period in 2024.

Meanwhile, the Group’s total assets grew by 23%, from ZWG 14,383 billion as at 31 December 2024 to ZWG 17,671 billion as at 30 June 2025.

Why invest in ZB Financial Holdings?

Investing in Growth and Stability

Strong Financial Performance

ZB Financial Holdings has consistently demonstrated robust financial performance, marked by significant growth in total assets and equity. With a high return on equity and a strong liquidity ratio, the company remains financially resilient and well-positioned for future growth.

Comprehensive Financial Services

Offering a wide range of services including banking, insurance, and investment solutions, ZB Financial Holdings ensures that it meets the diverse needs of its clients. Its extensive network across Zimbabwe and Botswana enhances accessibility and customer satisfaction, making it a reliable choice for investors.

Commitment to Sustainability

ZB Financial Holdings is dedicated to sustainable business practices and ESG initiatives. By investing in cutting-edge technologies and promoting responsible financial services, the company aims to drive growth and create long-term value for all stakeholders.

Latest Investor Announcements

Stay informed with the most recent updates and key information on our financial performance and strategic initiatives.

Agnes Makamure, Chairperson

The Group will continue to support Government towards Vision 2030, particularly through capacitating the productive sectors of the economy, as well as interventions in enhancing financial inclusion within the economy.

Performance Highlights

Half Year Results 2025

  • Total Assets
    (ZWG)

    17.67bn

    Dec 2024: 14.38bn

    23%

  • Total Capital & Reserves
    (ZWG)

    7.44bn

    Dec 2024: 6.64bn

    11%

  • Net Profit After Tax
    (ZWG)

    0.43bn

    Dec 2024: 0.19bn

    123%

  • Liquidity Ratio
    (+31pps)

    97%

    Dec 2024: 66%

    31%

Meet the board of directors

Guiding our vision and strategy to elevate investor value

For detailed information on our corporate governance practices, please visit our Governance Section.