Full Year Results 2024
Full Year Results 2024
The Group’s operations remained profitable, posting a profit after tax (PAT) of ZWG1,167 billion from the ZWG 1,124 billion restated profit, in 2023. The Group’s profit performance is discussed in greater detail in the Group Chief Executive Officer’s report.
Why invest in ZB Financial Holdings?
Investing in Growth and Stability
Strong Financial Performance
ZB Financial Holdings has consistently demonstrated robust financial performance, marked by significant growth in total assets and equity. With a high return on equity and a strong liquidity ratio, the company remains financially resilient and well-positioned for future growth.
Comprehensive Financial Services
Offering a wide range of services including banking, insurance, and investment solutions, ZB Financial Holdings ensures that it meets the diverse needs of its clients. Its extensive network across Zimbabwe and Botswana enhances accessibility and customer satisfaction, making it a reliable choice for investors.
Latest Investor Announcements
Stay informed with the most recent updates and key information on our financial performance and strategic initiatives.

Agnes Makamure, Chairman
The Group is confident that the implementation of its sustainable revenue generation and cost optimisation strategies will sustain the Group’s performance. These include, ongoing improvement with respect to the efficiency of front-end systems, brand equity promotion and continuation with the Group’s mantra of creating happy people.
Performance Highlights
Full Year Results 2024
Total Assets
(ZWG)14.38bn
Dec 2023: 7.06bn
104%
Total Capital & Reserves
(ZWG)6.64bn
Dec 2023: 2.95bn
125%
Net Profit After Tax
(ZWG)1.17bn
Dec 2023: 1.12bn
4%
Liquidity Ratio
(-15pps)53%
Dec 2023: 68%
22%
Meet the board of directors
Guiding our vision and strategy to elevate investor value
For detailed information on our corporate governance practices, please visit our Governance Section.